FINTECHS AND THE NEW WAVES OF DIGITAL REVOLUTION.PART 8

SA accounts for 40%african fintech market,with Ghana and francophone westafrica and then nigeria and egypt growing until 2025 at 15%,13%and 12%respectively.11 Markets comprising nigeria,Ghana,Egypt,Kenya,Tanzania,Southafrica,Uganda,Cameroun,Senegal comprises of 70%and 50% of african GDP and population respectively take the fintech radiance where growth will be concentrated.Inspite of all the activity,only a handful of unicorns start ups with $1b.valuation like kuda,flutterwave etc.Navigating the key component challenges of sustainability,scaleability,profitability,technology ecosystem,regulatory framework and corporate governance is a major hurdle.This is navigable with robust business method.Forget that in assumption of similar investment levels per customer,that is 4 times harder to achieve profitability in africa than in latin america and 13times harder than it is in EU and 20times than America,a globalised fintech with unique business methods escape unhurt.We quite agree regulatory framework uncertain,

FINTECHS AND THE NEW WAVES OF DIGITAL REVOLUTION.PART 11

(KYC),General data protection regulation(GDPR) and a whole lot of regulatory bodies to deal with based on divergent jurisdictions they work with.They include office of comptroller of commerce(OCC),Consumer financial protection bureau(CFPB),commodity futures trading commission(CFTC) and federal deposit insurance commission(FDIC)regulate their conduct in america.Fintech start ups should learn from them prior to venturing and inherent regulatory risk as they vary from country to country reduces to the barest minimum.Moreover,fintechs niches go beyond just digital banking and comprises of popular niches like investment management,wealth management,digital lending,mobile banking,global money transfers,insuretech,regtech,microfintechs dealing with digital microcredit,loans and advances,blockchain and Artificial intelligence based solutions,crowdfunding,emicroinsurance,eREITs,e-micropayments and mobilepayments,financial product services.There is a lot of stuffs to be done in the heavily untapped underbanked and the

FINTECHS AND THE NEW WAVES OF DIGITAL REVOLUTION.PART 10

negotiated terms of investment in the digital bank.Protecting the intellectual property assets is vital to the survival of a digital bank.Property such as the logo,software,apps and source codes from appropriate registry such as National copyright commission(NCC) or for trademark,patents and designs registry.The setting of robust corporate governance platform to ensure sound corporate governance practices with duly constituted board comprising at least one independent director and required board committees etc.A staggering host of boundless opportunitiesawaitsfintech start ups,which are under mandatetoworkwith specified apps and softwaredevelopers ranging from digital lending,digital banking,consumer efinance,digital microcredit,due to the fact that they aid users to bank,pay,save,spend,invest,borrow and generate money.Digital banks and fintechs are also heavily regulated.Considering regulations such as antimoney laundering(AML)policies,payment card industry data security standard(PCIDSS),Know your customers

FINTECHS AND THE NEW WAVES OF DIGITAL REVOLUTION.PART 9

The emergence of fintechmania came with a lot of sensation and more than ever before Nigerians are expressing interest,making increasing enquiries at the local commercial law firms on what it takes to set up digital banks in the country.The central bank guidelines in this context for digital regulation and specific licensing regime yet to emerge but the prevailing initiative to work with available financial licenses share consensus across the board.The extant licences below will fill the gap:a.The use of microfinance bank licence.b.Payment service banks licence.It can accept deposits from clients but cannot issue loans.PSB licence can be obtained by established banking agents,telecom companies and available fintechs.Capital requirements to obtain licence is 5billion naira.c.Finance company licence.capital requirement:100m.naira.The receipt of licence by promoters is followed by CAC registration and promoters must ensure they have right contract in place to protect their business interest coupledwith properly

FINTECHS AND THE NEW WAVES OF DIGITAL REVOLUTION.PART 7

intechs surpasses $1tr.annual global revenue.Mobile payment dominated revenue and payment apps like paypal,payoneer,Venmo,apple pay and a host of mobile money services prevalent in SSA region.The region account almost 50% or 48.4% of active global mobile money users.Bureaucracy in public civil services drasticaly reduces including ease of opening bank account,including telecom services,made accessible to the larger audience.The growth of cyberattacks could be equally mindboggling.MPESA witnessed a wave of organised crimes led to huge loss in kenya.Kuda in nigeria and Zazu in Zambia raised over $3m.still shows remarkable resilience.Mckinsey analysis shows african fintechs have made remarkable inroad with revenues between $4b.-$6b.per annum in 2020 and penetration levels excluding south africa absymally low at 3%-5%.Cash still used in 90%of transaction in africa compared to less thanU.K.20%currently.Africanfinancial services based on the study could grow by 10%annually growing by2025 to $230b excluding SA.

FINTECHS AND THE NEW WAVES OF DIGITAL REVOLUTION.PART 6

Creates insurmountable hyperchallenging task and possibly could under deliver.Two or three years,blockchain technology came with lot of excitement that could revolutionise banking.But with media overhype fallaciously underdelivered and seriously underperformed below its potential.In 2020 about 50billion devices was connected to the internet collectively known as internet of things(I0D) and prompted trillions of small but realtime transactions,conducive for fintech services.Now with the new waves of fintech services,a good fintech should be able to leverage on thousands and millions of wallets,cryptos,AI,blockchain,IODs toprovide cost effective electronicbanking servicestoany types of clients even the unbanked populace.With emergence of financial technology revolutionising the value chain ranging from blockchain technology,to digital banking,mobile payment options and crowdfunding,boundless opportunities massively created should be leveraged to solidly proffer solution to its institutional inadequacy.In 2019,

FINTECHS AND THE NEW WAVES OF DIGITAL REVOLUTION.PART 5

be overtaken by the new techies.Blockchain,AI,cryptocurrency and smart contracts currently usurped the public ovation,deemed to be core competence of any financial institution in the next decade.Equipped with highly datacentric technology,financial institutions will be positioned to offer improve faster risk assesment,customer product matching,enhanced security and customer focused and intelligence driven operations.The rise of fintech or financial technology enables market competition even could share infrastructure and equally legacy banks to rething their technology and grow innovation for better services.Digital banking as one of core fintechservices grew from innovative practice androde on consumer interest and on the frontuser experiencefor the mobile apps moving to the backend,with greateremphasis on data analytics.To add valueto the services enterprisebanks find common ground to collaborate with fintechs or fintech startup to grow this valuechain.The strategic delivery of institutional capability

FINTECHS AND THE NEW WAVES OF DIGITAL REVOLUTION.PART 4

In the latin america and caribbean region high data cost was cited by 60%of the unconnected as main obstacle to internet access.83% of people in africa live in mobile connected areas but only 27%are using them.This critical regulatory and institutional inadequacy could stall the beautiful dream,promotional expansion and rapid access to fintechs'services online.Nevertheless the golden spiral of fintechs continues to be one of the major drivers of digital revolution waves.For instance previousyear was a banner ad.for this golden investmentever acceleratingthe valuebased services for rapid digital transformation.The industry according to BIS study attracted a trillion dollars from over 35,000equity deals grew exponentially to 5%from mere 1% since 2010.The top 100fintechs already account a staggering value of $2.7tr.compared to the top 100banks with value of $7.1tr.The growing spectrum of decentralised finance replacing legacy banks and traditional intermediarieslike banks,brokers and insurance firmsseem to be

FINTECHS AND THE NEW WAVES OF DIGITAL REVOLUTION.PART 3

also examines concerted effort maneauvered at bridging the divide.Less than 10%of the poorest percentiles in africa could access the internet.51%of south asia women less likely to use mobile internet.Unfortunately when vulnerable poor population access the net,lack of digital education frustrate the whole effort.In most african countries,using my country interpersonal user based experiences,the more access mobile connectors in africa get,the less research and capacity building,they accommodate,a cardinal point why ignorance and misery rises in the continent.From Chile where Cuenta Rut as national ID linked basic account operates over 2million vulnerable Chileans received social assistance payment directly to their bank accounts in the face of massive closures of offices to shut out virus spread;to Cote d'ivoire where govt provide medical screening and infection geolocation intelligence,containment measures were succesfully deployed.Turkey provides elearning platform with over 1million teachers to 18m.students

FINTECHS AND THE NEW WAVES OF DIGITAL REVOLUTION.PART 3

digital expansion however it could not obscure the soaring risks and inherent obstacles.It was particularly encouraging during C0VID19 period keeping the financial system functioning and people save in the face of moral embargo like social distancing and quarrantining imbroglio that attended the pandemics.In the face of falling demand and disrupted input supply,recessionary tightening of credit condiotionings and rising incertitude,kept its ammunition shelling as new attempts were made to churn out sensitive technologies to manage this relentless spiral of growing risks.Be that as it may,in the fast explosive tech ecosystem,developing economies expected to lag behind in 2023 where digital usage struggle from the rear.As it were during the pandemic similar divide experienced a surge of 5billion users worldwide compared 3 billion offline 96%in the developing region.A digital inequality of this monumental proportion currenly defies no solution,though puzzles not beyond the author's proven proposition.We also

FINTECHS AND NEW WAVES OF DIGITAL REVOLUTION.PART 2

digital expansion however it could not obscure the soaring risks and inherent obstacles.It was particularly encouraging during C0VID19 period keeping the financial system functioning and people save in the face of moral embargo like social distancing and quarrantining imbroglio that attended the pandemics.In the face of falling demand and disrupted input supply,recessionary tightening of credit condiotionings and rising incertitude,kept its ammunition shelling as new attempts were made to churn out sensitive technologies to manage this relentless spiral of growing risks.Be that as it may,in the fast explosive tech ecosystem,developing economies expected to lag behind in 2023 where digital usage struggle from the rear.As it were during the pandemic similar divide experienced a surge of 5billion users worldwide compared 3 billion offline 96%in the developing region.A digital inequality of this monumental proportion currenly defies no solution,though puzzles not beyond the author's proven proposition.We also

FINTECHS AND NEW WAVES OF DIGITAL REVOLUTION.PART 1

The raves of fintechs has taken the world by storm.In this article the blogger ibikunle laniyan examines its critical impact on the global economy in general. Mordern age experiments a lot and experiences a whole lot of boom and burst in the growth of technological services and revolution.We cannot be compelled to abandon the notion that each pain in the optimal growth of technological ecosystem albeit as it were comeswith gigantic growth in the standard of living and balloon in mordern civilisation.However we've reached a crescendo once again similar to internet revolution of the early 90s and it came with a big bang,unprecedented explosion and strategic irresistibility of the digital financial services ferociously leveraged and solely powered by fintechs.No doubt,they have lowered potential costs by maximising economies of scale,grow security and transparency and the velocity at which digital transaction takes place at particular period to grow tailored financial services to serve unbankable poor.Albeit the inherent risk and challenges facing digital financial services and regulatory framework,across intercountry disruptive experiences,growth of digital expansion

FINTECHS AND NEW WAVES OF DIGITAL REVOLUTION

The primordial age of technological freedom is tearing apart old waves of industrial revolution and new technological disruption services altering the fundamental structure escalates worldwide.In this treatise the blogger Ibikunle laniyan examines the critical impact of block chain and specififcally of fintechs and the new waves of digital revolution. Mordern age experiments a lot and experiences a whole lot of boom and burst in the growth of technological services and revolution.We cannot be compelled to abandon the notion that each pain in the optimal growth of technological ecosystem albeit as it were comeswith gigantic growth in the standard of living and balloon in mordern civilisation.However we've reached a crescendo once again similar to internet revolution of the early 90s and it came with a big bang,unprecedented explosion and strategic irresistibility of the digital financial services ferociously leveraged and solely powered by fintechs.No doubt,they have lowered potential costs by maximising economies of scale,grow security and transparency and the velocity at which digital transaction takes place at particular period to grow tailored financial services to serve unbankable poor. Albeit the inherent risk and challenges facing digital financial services and regulatory framework,across intercountry disruptive experiences,growth of digital expansion however could not obscure the soaring risks and inherent paramount obstacles.It was particularly encouraging during C0VID19 period keeping the financial system functioning and people save in the face of moral embargo like social distancing and quarrantining imbroglio that attended the pandemics.In the face of falling demand and disrupted input supply,recessionary tightening of credit conditionings and rising incertitude,kept its ammunition shelling as new attempts were made to churn out sensitive technologies to manage this relentless spiral of growing risks.Be that as it may,in the fast explosive tech ecosystem,developing economies expected to lag behind in 2023 where digital usage struggles from the rear.As it were during the pandemic similar divide experienced a surge of 5billion users worldwide compared 3 billion offline 96%in the developing region.A digital inequality of this monumental proportion currenly defies no solution,though puzzles not beyond the author's proven proposition. We also examines concerted effort maneauvered at bridging the divide.Less than 10%of the poorest percentiles in africa could access the internet.51%of south asia women less likely to use mobile internet.Unfortunately when vulnerable poor population access the net,lack of digital education frustrate the whole effort.In most african countries,using my country interpersonal user based experiences,the more access mobile connectors in africa get,the less research and capacity building,they accommodate,a cardinal point why ignorance and misery rises in the continent,in the face of possible technological solution.From Chile where Cuenta Rut as national ID linked basic account operates over 2million vulnerable Chileans received social assistance payment directly to their bank accounts in the face of massive closures of offices to shut out virus spread;to Cote d'ivoire where govt provides medical screening and infection geolocation intelligence,containment measures were succesfully deployed.Turkey provides elearning platform with over 1million teachers to 18m.students In the latin america and caribbean region high data cost was cited by 60%of the unconnected as main obstacle to internet access.83% of people in africa live in mobile connected areas but only 27%are using them.This critical regulatory and institutional inadequacy could stall the beautiful dream,promotional expansion and rapid access to fintechs'services online.Nevertheless the golden spiral of fintechs continues to be one of the major drivers of digital revolution waves.For instance in previous year2021 was a banner ad.year passionately driven for this golden investment of digital expansion invariably accelerating the valuebased services for rapid digital transformation.The industry according to BIS study attracted a trillion dollars from over 35,000equity deals grew exponentially to 5%from mere 1% since 2010.The top 100fintechs already account a staggering value of $2.7tr.compared to the top 100banks with value of $7.1tr.The growing spectrum of decentralised finance replacing legacy banks and traditional intermediarieslike banks,brokers and insurance firms seem to be overtaken by the new techies.Blockchain,AI,cryptocurrency and smart contracts currently usurped the public ovation,deemed to be core competence of any financial institution in the next decade.Equipped with highly datacentric technology,financial institutions will be positioned to offer improve faster risk assesment,customer product matching,enhanced security and customer focused and intelligence driven operations.The rise of fintech or financial technology enables market competition even though could share infrastructure and equally motivate legacy banks to rethink their technology and grow innovation for better services. Digital banking as one of core fintechservices grew from innovative practice androde on consumer interest and on the frontuser experiencefor the mobile apps moving to the backend,with greater emphasis on data analytics.To add value to the services enterprise banks find common ground to collaborate with fintechs or fintech startups to grow this value chain.The strategic delivery of institutional capability creates insurmountable hyperchallenging task and possibly could under deliver.Two or three years ago,blockchain technology came with lot of excitement that could revolutionise banking.But with media overhype fallaciously underdelivered and seriously underperformed below its potential.In 2020 about 50billion devices was connected to the internet collectively known as internet of things(I0D) and prompted trillions of small but realtime transactions,conducive for fintech services.Now with the new waves of fintech services,a good fintech should be able to leverage on thousands and millions of wallets,cryptos,AI,blockchain,IODs to provide cost effective electronic banking services to any types of clients even the unbanked populace. With emergence of financial technology revolutionising the value chain ranging from blockchain technology,to digital banking,mobile payment options and crowdfunding,boundless opportunities massively created should be leveraged to solidly proffer solution to its institutional inadequacy.In 2019,fintechs surpasses $1tr.annual global revenue.Mobile payment dominated revenue and payment apps like paypal,payoneer,Venmo,apple pay and a host of mobile money services prevalent in SSA region.The region account almost 50% or 48.4% of active global mobile money users.Bureaucracy in public civil services drasticaly reduces including ease of opening bank account,including telecom services,made accessible to the larger audience.The growth of cyberattacks could be equally mindboggling.MPESA witnessed a wave of organised crimes led to huge loss in kenya.Kuda in nigeria and Zazu in Zambia raised over $3m.still shows remarkable resilience.Mckinsey analysis shows african fintechs have made remarkable inroad with revenues between $4b.-$6b.per annum in 2020 and penetration levels excluding south africa absymally low at 3%-5%.Cash still used in 90%of transaction in africa compared to less than 20%currently in UK.Africanfinancial services based on the study could grow by 10%annually growing by2025 to $230b excluding SA. SA accounts for 40%african fintech market,with Ghana and francophone westafrica and then nigeria and egypt growing until 2025 at 15%,13%and 12%respectively.11 Markets comprising nigeria,Ghana,Egypt,Kenya,Tanzania,Southafrica,Uganda,Cameroun,Senegal comprises of 70%and 50% of african GDP and population respectively take the fintech radiance where growth will be concentrated.Inspite of all the activity,only a handful of unicorns start ups with $1b.valuation like kuda,flutterwave etc.Navigating the key component challenges of sustainability,scaleability,profitability,technology ecosystem,regulatory framework and corporate governance is a major hurdle.This is navigable with robust business method.Forget that in assumption of similar investment levels per customer,that is 4 times harder to achieve profitability in africa than in latin america and 13times harder than it is in EU and 20times than America,a globalised fintech with unique business methods escapes unhurt.We quite agree regulatory framework uncertain,localised technology in all ramification matter a lot.Given the huge chasm of fragmented financial regulatory framework and uneven infrastructure across markets,selfregulatory ecological sensitive market approach built into its distinct business method could pave the way to surmount such uncertainty with timely predictable corporate sensitivity response system even applicable where complex and variable regulations including license approval processes create obstacles for fintechs business continuity and compliance across these uncertain markets.Whether they move faster than regulators or keep up with regulation may not be detached from selfregulatory capacity along with enforcement rate that could change so quickly.Same challenge met by investors and entrepreneurs with exposure to volatile exchange rates in some that affects consistency can be treated same way.We address the issue of internet penetration and it ensures that in the nearest telecom fintechs will arise to bridge the digital divide and deployment of internet of things is a serious money spinner. The emergence of fintechmania came with a lot of sensation and more than ever before Nigerians are expressing interest,making increasing enquiries at the local commercial law firms on what it takes to set up digital banks in the country.The central bank guidelines in this context for digital regulation and specific licensing regime yet to emerge but the prevailing initiative to work with available financial licenses share consensus across the board.The extant licences below will fill the gap:a.The use of microfinance bank licence.b.Payment service banks licence.It can accept deposits from clients but cannot issue loans.PSB licence can be obtained by established banking agents,telecom companies and available fintechs.Capital requirements to obtain licence is 5billion naira.c.Finance company licence.capital requirement:100m.naira.The receipt of licence by promoters is followed by CAC registration and promoters must ensure they have right contract in place to protect their business interest coupledwith properly negotiated terms of investment in the digital bank. Protecting the intellectual property assets is vital to the survival of a digital bank.Property such as the logo,software,apps and source codes from appropriate registry such as National copyright commission(NCC) or for trademark,patents and designs registry.The setting of robust corporate governance platform to ensure sound corporate governance practices with duly constituted board comprising at least one independent director and required board committees etc.A staggering host of boundless opportunitiesawaitsfintech start ups,which are under mandatetoworkwith specified apps and softwaredevelopers ranging from digital lending,digital banking,consumer efinance,digital microcredit,due to the fact that they aid users to bank,pay,save,spend,invest,borrow and generate money.Digital banks and fintechs are also heavily regulated.Considering regulations such as antimoney laundering(AML)policies,payment card industry data security standard(PCIDSS),Know your customers (KYC),General data protection regulation(GDPR) and a whole lot of regulatory bodies to deal with based on divergent jurisdictions they work with.They include office of comptroller of commerce(OCC),Consumer financial protection bureau(CFPB),commodity futures trading commission(CFTC) and federal deposit insurance commission(FDIC)regulate their conduct in america.Fintech start ups should learn from them prior to venturing and inherent regulatory risk as they vary from country to country reduces to the barest minimum.Moreover,fintechs niches go beyond just digital banking and comprises of popular niches like investment management,wealth management,digital lending,mobile banking,global money transfers,insuretech,regtech,microfintechs dealing with digital microcredit,loans and advances,blockchain and Artificial intelligence based solutions,crowdfunding,emicroinsurance,eREITs,e-micropayments and mobilepayments,financial product services. There is a lot of stuffs to be done in the heavily untapped underbanked and the unbanked poor category.Mobile exchange traded funds(METF),mobile stock trading(MST),agrotechies offering farm services,beauty shops and a whole lot of offline services domesticated in their electronic portals either solely offering the services or collaborate with existing companies to deliver valuebased services.Fintech apps market category include digital payment and so far is the biggest source and market of the fintech industry.It includes digital currencies,online payment system and transfers and the vastly untapped popular ewallet subcategory that could be richer than central banks of the world by assets someday.Digital payment platforms like paypal,payoneer etc readily comes to mind.Other niches such as digital investment and regtechs are innovative technologies,to help solveregulatory issues such as KYC,KYB,AML and othercompliance checksfully automated by ebusinesses to deliver regulatory compliance and reduce human error.There is data security andcybersecurity to employ different security techniques to reduce growing rate of explosive security breaches and cyberattacks for a more reliable fintech apps.Microservice reduces the deployment cost of building fintech apps with artificial intelligence and blockchain trends.Mobile to generate $935b.or almost a trillion in 2023.The growth of ecommerce like the brick and mortar trends for thousands also come with its own crucific and we devise business method and broadly categorises fintech beyond unicorn,zebracorn etc beyond the buzz generated by industry practitioners.This could spread eprosperity by 2035 a decade journey when we envisage to live in golden age of mordern civilisation when poverty might be a thing of history.Little wonder in recent times,few issues have raised debates,in financial inclusion than fintech industry including hypes,confusion and buzzes around it.Growing at dizzying pace,digital technology inspires everyone like never before.Frankly speaking,launching financial disruptive services at quite unprecedented rate,in the ecosystem space of microfintechs spin offs from traditional fintechs serving communities and states at most. Outlandish innovation incorporated into the value chain tends to abhor this missing link.It could only do a disservice over the longterm to alienate the underserved and the unbanked poor in general.As vertically intergrated value chains declines in the financial sector and technology enabled disruption practices exponentially explores financial clarity,identify promising innovation policy makers as well investors and regulators must undergo intellectual reform.And in terms of opening up financial landscape to the poor specifically its chronic gross underperformance in this aspect,leaves much to be desired.However,CGAP understudying the evolutionary paces,points out the missingspace for the unbankedpoor in the fiercely competitive highly sophisticated consumer mass market.Same missing space muchmaligned by traditionalbanks to ignore theinformal sectorat largehad been imbibed by fintechs in the emasculating and insensitive

TAXATION INVESTMENT PART 12

$1.44quadrillion;1985 at $2.88q.At a time or decade in which Reagan created over 20m.jobs and little did they know America had the power to create over 5billion jobs per annum worldwide using the softpower of her dollar economy including eurobond etc.Eulogies were heaped on the neck of liberalisation in the same period Margaret Thatcher was destroying jobs in great britain and equally destroying the supposedly golden age of british economy.Reagan wasted like its predecessors squandered american glory and fought old soviet the two countries that could have ushered in the golden age of mordern civilisation had they cooperated economically to create 10b.jobs overseas.Now ask me when did america notch $5tr.GDP?When?It notched $4.5tr.in 1987;1989 and 1993 could have been exponentially wrought at $5.6qdr.and $11.2qdr.respectively;1997 and 2001 at$22.4qdr.and $44.8qdr respectively.Whereas it notched $6tr.in year 2000.Similarly should have reached $89.6qdr.and $179.4qdr.in 2005 and 2009 respectively.or $358.8qdr.and $716qdr.in 2013 and 2017 respectively.By 2021,it lost not only the golden first ever quandrllionaire economy but also the downright impossible honour of notching and earning the golden esteem of world first quintillionaire economy.DONT ASK MY WEALTH CREATION FORMULA

TAXATION INVESTMENT .PART 11

oubling of the GDP persist,every four years in the postwar era (and assuming other economies remain stagnant and even if they were growing coulnt be so close to below figure with the addition of her offshore GDP,also the world largest during the period,provided it incorporate this formula.Infact if it does not,by strategically expanding foreign investment and mere creation of new multinationals across the world using its softpower as the Marshall plan case study,investing massively in the then wartorn economies of western europe,not by extending credit lines),american GDP in the annual GDP wealth forgone theft analysis(AGWEFOTA)backward audit,could have been $2.8tr.by 1945;1949 pro-stood at $5.6tr.Or $11.2tr.by 1953;$22.4tr.by 1957;$44.8tr.by 1961,considering the period as they claim a period of high inflation as opposed to high unemployment rate of 1940s.About $89.6tr by 1965;$181tr.by 1969,a period when Lyndon B.Johnson was running the great society program.In 1973,AGWEFOTA backward audit rises to $362tr.;1977 at $722tr.;1981 stood at

TAXATION INVESTMENT PART 10

Had full employment being guarranteed by taxation investment of the speculative boom of 1920s when america had 30,000banks,the economic crisis during great depression would not have crashed GNP so much down that it shrunk to $55.8b.from its peak of $103.4.bin 1929,fallen in trenches prior to the resurgence of 1941.Great depression ought to have classified Great boom era had taxation investment being moderately though not applied.Infact GDP ought to have doubled and trippled to $310.1billion,taking more advantage of war boom economy .It should double every 4 years to notch by 1937 and 1941 about $620.2b.and $1.4.4tr.That is to say could have reached a trillion dollar by 1940s during the war.Taxation investment has the magic wand to hedge public spending through neoliberal boom and burst cycle period and avert business cycle volatility.Had job security been guaranteed,25%unemployment rates of depression to pull off huge chunk nightmare of not the same 25%but a staggering 50% wiped out from GDP.Had the doubling

TAXATION INVESTMENT.PART 9

Social security makes americans pauper in their opulent backyard.I wrote in my essay',Changing faces of economic security',that it came at a greatcost.Wereverse backtotheperiod of greatdepression and theboomingwareconomy,therewasmassivesupportfor thepro-govt interventiontheory of MaynardKeynes.Consequentlytheemployment actof1946was passedtohelpbridge thegapbetween theoryandpractical reality andledthe presidenttoform councilofeconomic advisers.They assist governmentwith researchandeconomic forecast,charged with accomplishment of the goalofthe act.That is 'topromote maximum employment,production andpurchasing power'.Nevertheless the fraudulent intent and compromise of the billthatwasfirst introduced intoUS Senatein1945 later watereddown its straightforward originallanguagethrough debate and prejudiced in favour of maximum employment shortchanged full employment.American citizens lost theright of jobsecurity andjob protection fromtheir government and revenue diverted to make them beggars in their home soil.

TAXATION INVESTMENT.PART 8

In the midst of plenty.Social security makes people lazy and quite unsustainable in the long run should that economy reach the size of china someday.Public finance vital to guarrantee full employment is diverted to program that makes americans begars in theirhomecountry.This is different fromeconomic security termsof marsolist statethatguarantees optimaleconomic securityofthecitizen throughcommensurate taxationinvestment.We avoid orthodoxy of fiscal policy that employs expansionary fiscal policy lowering taxes increasing spending,encouraging investment to move aggregate demand curve to the right toward full employment equilibrium,that they barely guarrantee in the long run though without raising prices.Nor shall we be banboozledby tradition of high inflationwithrising pricesandattendant antiinflationary strategiesdeployed raisingtaxesand publicspending reduction,discouraging investmentfor agregatedemand curve toshift to the left in noninflationary full employment equilibriumwithout hurting unemployment rates.

TAXATION INVESTMENT.PART 4

The best macroeconomic automatic in built stabilizer and best key intervention in the economy is taxation investment.To be candid,sordid nature of taxes cut,reduction and increase cannot truly curb inflation and eradicate unemployment the way taxation investment could do.In this case there is no recession and bust cycle but only boom cycle in which you apply only technocession.There is no need for tax hike or cut for tax investment assume the off-fiscal responsibility.Then growth in govt.responsibility of public works,can be undertaking by sustainable off-fiscal public spending.Infact there is no need for welfare payment but only prosperity reserves and prosperity public expenditures and debt expenditures.Note that this mode of proposition assumes theoretical mode of marsolism applicable under dual financial system driven by dual macroeconomics,with the golden responsibility left in care of debt economy under control of central banks for microfinance worldwide or as federal credit reserve(FEC) in america.

TAXATION INVESTMENT.PART 3

Therefore to empower public spending sustainable growth above the size of GDP and to stabilise tax revenue with no challenge of cut or increase or reduction say 10%personal income tax unchanged for a full decade then government should have a proper taxation investment budget or taxation investment GDP or wealth GDP growth rate.Even as productivity increases and more employment generate better salaries leading to rising taxes,in well budgeted taxation investment surplus,there is no need to increase taxes,leaving more disposable income in the hands of the people.With this domestic reserves surplus,tax cut or tax increase does not change still at say 10%.There would be more disposable income and sustainable growth in public consumption and stabilised impact in GDP growth.The public surplus from domestic reserves,create multiple layers of domestic reserves to make the plight of budgetary deficits a thingof history in publicfinance.Other layers such as hedge bondreserves,prosperity reserves and welfare reserves

TAXATION INVESTMENT.PART 2

We make bold to say government has not yet find a formula for prosperity GDP.Until we do we shall not be able to guarantee universal prosperity.if government debt should balloon more than the size of GDP,then it is apposite to ensure and guarantee capability of public spending to balloon also above the size of GDP.Govt capability to control severe inflation and unemployment should not be driven by production function itself a direct outcome of public spending.Normally,reduction of taxes including personal taxes releasing more disposable income and business taxes,enabling growth in business investment.Consequently,growth in public spending also increases consumption.In the period of high inflation,downward shift in agregate spending leads to reduced spending.To achieve the objectives it increases taxes both personal and business and cut government spending.Classical economics may be right that over time economy would rectify itself.This may not be possible if the right automatic in built stabiliser strategy is

TAXATION INVESTMENT.PART 6

When we move on from mere keynesian fiscal policy into marsolist fiscal investment policy of the president who takes the golden initiative fromthe informationand advice given fromsources such asnational investment assembly house of economicians'budget committees,hedgebond appropriation committees,house budget office,economicians macrofinance committee,Debt ways and means committee,office of debt management and investment budget on debt expenditure,treasury department on taxation investment,the council of economicians and economic advisers and finally central bank for microfinance committee on domestic reserves management.All those forces behind the fiscal investment policy rather than mere fiscal policy must act within the context of taxation investment and debt expenditure laws passed by investment assembly as component strategy are to guarrante impact multiplier effect of automatic stabilizers such as total economic security.Note that social security not the same as economic security both aretruly defined

TAXATION INVESTMENT.PART 5

When we move on from mere keynesian fiscal policy into marsolist fiscal investment policy of the president who takes the golden initiative fromthe informationand advice given fromsources such asnational investment assembly house of economicians'budget committees,hedgebond appropriation committees,house budget office,economicians macrofinance committee,Debt ways and means committee,office of debt management and investment budget on debt expenditure,treasury department on taxation investment,the council of economicians and economic advisers and finally central bank for microfinance committee on domestic reserves management.All those forces behind the fiscal investment policy rather than mere fiscal policy must act within the context of taxation investment and debt expenditure laws passed by investment assembly as component strategy are to guarrante impact multiplier effect of automatic stabilizers such as total economic security.Note that social security not the same as economic security both aretruly defined

TAXATION INVESTMENT.PART 7

Personal income tax is the biggest revenue generator at the federal level with half of revenue generated and social security,payroll and employment taxes takes a third and others excise taxes,death and gift taxes.Sales and excise taxes are quite significant at state level followed by income and highway user taxes,gasoline tax and licensing fees.Obviously,we should look at the spending formula where 20% of public spending goes to defense,veterans benefits and items like energy,technology,space.Then 60%goes to social security,welfare,health and education item and 10% to service debt and goes to support farm,transportation and housing program as well running government like courts,congress and all branches of government.At the state level,most revenue goes to support schools.Methink with this formula,america is a wasteful,spendthrift and profligate economy and to still have over 42m.poor people in that country is evident of political prejudice and deliberate effort to make some people poor and pauperised in the

TAXATION INVESTMENT.PART 1

We examine critically the nature and extant model of public finance laid bare in this treatise and proffer innovative solution in this context tax investment to make the challenges of budget deficit and reckless direction of public expenditures,a historic forgone.The blogger ibikunle laniyan in the new macroeconomic ideology proffers ways forwards. The sources of public finance using america as a case study creates the legal framework for the fiscal policy to run the administration of government and its political machinery.The control of the economy is strictly run by the direction of fiscal policy.Depending on the theoretical framework through which it basically functions,finding appropriate policy should not be a daunting task though keynesians may think otherwise.During the Rooseveltian times when the policy was still at its elementary stage,public spending stood at mere 10% of total national output during the great depression and accelerated to 35%by 2000.We do not agree that it ensure and guarantee better control of peoples destinies nor rational to say citizens are absolutely dependent on public spending or wherewithal of government.

VICTORY.PART 4

as the best approach or a pristine asset of human person or human art so to say categorically speaking should be explored periodically to nurture the mutual direction human art should go at a specific period.When we take decision we re simply experimenting utility of blank dream,choices and thoughtfulness.Blank dreams are closefisted instinction or visualisable and imaginable thoughts much complex than than nightdream or dreams associated with sleepiness for the latter has clarity and the former does not.You dream it blankly when your eyes are blankly open and you take decision from dream to quantify and magnify the scope of vision and the size of ambition.With purpose set on them we communicate them with mission to the larger world and precisely we indicate that with the right strategy supporting them we utilise action to communicate them to the world from which we derive thebenefit from the outcome we received.Thereward our benefit and does not identify its magnitude beyond our stipulated results'measure.

VICTORY.PART 5

We re damned by the result we get and to the positive fainthearted,we re not dulled by the unflinching reciprocating nerves of human resilience that we re not defeated when we face the grand canyon without choice.Victory is meaningful to the resilient fainthearted in this way and not the irremediable fainthearted in the long haul.We face the battle audaciously before we ever utilise mental energy and consume this calories of human resilience.It is something that should come subconsciously.Honestly speaking the meiosis of such credence like its brevity,stupendously barely invokes its artistic powers unless we re devoid of blank mental energy and to be precise indicate oursuperior tact of ideological drive to which in isolation such mysticism hardly occurs.The metaphysical powers of pristinehuman art does notbicker to invokesuch involuntary action but to a limit in the atrophy of disposable knowledge.The moment we re truly aware of what we do,there can be no doubt that technical hurdles hardly abates.Sometimes

VICTORY.PART 3

the actualisation of the ideal goals and not neccesarily what the reality says.In the pristine lore of human goal setting,the primacy of human administration's durable reward is supplanted and embelished with everlasting legacy.Straight from the subconscious guts,the orientation of the human administration is held beyond eggregious nebula and most effective in the trial and error cycle.The beckonings and reckonings of the inherent rewards capitalises the virtual energy of most ardent folks and wading ability across unscrupulous times.Results and competitive outcomes are closely tied to the ebulient artistry of human organisation.Human organisation is the use of artistic capability and appropriate environmental stability for dispensation and actualisation of proportional outcomes.Human organisation in the bespoke location of artistic gaps,priviledge leverages,competitive strategies and choices bestowed upon rarest environmental liability affords uncommon success.Its broad characters deliver better outcome.

VICTORY.PART 2

a melange of vociferous infidels of renegade pursuits reneged on the strategic goals of financial freedom.Caveat buffers in the mission of the pursuit not meant to be broken the insulator of the becoming accomplishment.In the juggernaut's thesis of becoming most rational postulation a virile sense of the human organisation so much exceeds the mutual benefits of the wisdom craft of the human element.It speaks so much about positioning of human arts,apprenticeship,craft of dedicated and committed strategies.The thesis subscribes to not just smart work but the identification of bluechip opportunities and positioning to capitalise the benediction of such locations.It is also decorated with the strategic notion and holy curiousity of time sensitive orientation of human and social progress that nonchalance and sangfroid predilection strictly abhors.The sapient administration of human organisation extremely superlative weaponry to wise who combines both innate quality too unwieldy rollercoaster home fortune for the

VICTORY .part 1

There is a mystery behind everything and there should be no derogatory remarks against the fact,that the word victory should not be evaluated and perused.Given that there is a school of thought for everything,in this context of a treatise,the blogger Ibikunle Laniyan examine the schools of thoughts for victorious mission.Enjoy The esteem of the ages,the grandeur of human dignity returns.Hurly burly's gone and hustles of hustle bustles interred where the gracious grand midas touch of iconic strides did the unthinkable and the imponderables.They return guerdon to the mothercarey's kitchen honed with the benediction of heavenly moisture and velvet sheen bespoke embroidery of sunny hills.A manifold intrepid could not save the downwind in the atrophy of clairvoyant spirit.A picture postcard painting of the labyrinth for the enrichment of the victorious artist sealed the biggest time investment target of the millenia.Gargantuan vowels and consonants linked with the triumphant strides,could not be exonerated as instrumental catalyst to the massive hit of the pyrrhic victory.We profound bicker brotherhood and camaraderie in the lonely journey to jerusalem.Sometimes get lost in the phenomenal waves of visionyard but absolutely amazing survivors albeit the hallucinatories survived the nebulous inferno enroute the unknown nirvana to which

JIM CROW.CHAPTER 60.ARMAGEDON.PAGE 4

That discussion is for another day''Tell me now which other day?By that time the momentum would have died down.''infact they civilised great britain and were called the norman.I'll elaborate that later.They taught the british how to fight i m talking of england of the english at the battle of hasting 1066 and not the britain of the celts torn apart by Romans.listen the british taught americans how to fight and the americans taught the world to do so.Now after vikings migrated from sweden,they settled in Russia and also founded Oraigne in Russian language meant little Russia translated to english known as Ukraine.Infact they personally founded kiev.How one earth will a rational man call them invader in a land founded by kevin Russ two brothers?Kiev like Russia 900years old.You should know that history.America deceived Gorbachev to unbundle old soviet a liberty for Ukraine after disintergration of the 90s and the misty CIS that had no leader.''Jesus,you re probably a marxist.''What do you mean?''Secondly,Russia

JIM CROW.CHAPTER 60.ARMAGEDON.PAGE 3

'well,you haven't answered my question.who do you listento?''Use yourbrain when you listento news,stay neutral and if you listen to Russian opposition newspapers,you might not be far from the truth.It's a crime in reporting to take sides and 90%of western journalists are fraudsters peddling misinformation.''he paused'And you say Putin not a devil?Isn't it?Not a crackpot dictator'.'you re probably nutty for a tribune who enjoyed more than 80% approval rating unarguably the best president they ever had.''Jesus!Are you smoking pipe?In your mouth?A bloody dictator took over people's territory,spilled the blood of innocent souls and civilians dying in their thousands.''Open your mind.people like your ilks make the world a dangerousplace.when you spread misinformation youdestroyliberty and promote slavery,makingtheworld unsafeforeveryone.That land Ukraine belong to Russia perhaps you dont know.Russia civilised the world..''how tell me?traitor country civilise the world?''Russians,danish and scandinavians,migrated

JIM CROW.CHAPTER 60.ARMAGEDON.PAGE 2

Yes,i do a blatant liar taking over other people's land and territory with no compassion whatsoever.''Anyway i thought you have substance.You re a fool like them.You must be crazy and it shows you've been deranged and brainwashed by lies and mendacity from western media.''So,which media are you following?Yarn me please.Who are you going to read?'He stood up and sat on the nearby cough,facing him.'The rest of us have been sold as slaves to those we barely know and the worst liars are those journals,innocent boys cuddled beneath their armsand ignorantlytucked in their pockets.Dont forget public opinion is better shaped by analytical essays and breaking news.Western media is one sided and Russian press too has emulated this syndrome,unlike the transparency of old soviet's press.Little wonder they say in war truth always is the first casualty.No one is telling the truth and Russianslike the west have no alternative as more than 90%of Russians get their news from state TV establishments.Do they have options?Nope.

GREAT BRITAIN:MOTHER OF CIVILISATION.PART 3

and Scotland 88,865sq.km,exceeded France's population by a million.The scintilating British history marvels me a lot and so much amazed about the golden transition of somewhat unprecedented checkered antecedence of a norman culture that reshaped mordern civilisation in its own term.Great Britain mother of civilisation,unarguably parades unequal historical and cultural pedigree and i make bold to say it,entertain debates and counter arguments across the divide especially in this part of the world which abounds with superficial scholars and academic dilletantes too superfluos to mere punditry invariably vulnerable to turn history on its head,pounding the mortars with mischief of misinformation as they banter local parlance to do injustice to cherished and inherited value of their mothertongue.However we dig deeper as the historicists do to uproot or clear any doubtwhatsoever in this context to lampoon and calumniate such misgivings beyond a reasonable doubt.The reformation of 1300-1600had anindelible footprint

GREA BRITAIN:MOTHER OF CIVILISATION.PART 2

the world.A continental behemoth,situated off northwestern coast of a continental mainland composed of scotland,england,wales and northern ireland.It also includes UK islands of great britain,north eastern island part of ireland and many small islands in the British isles.Both Northern ireland and island shares land border otherwise is surrounded by North Sea,Atlantic,English charnnel,celtic sea and irish sea.With a total area official of UK about 242,495 sq.km or 93.628 sq.m.a staggering 67m.people,stands boldly as the center of european political power balance hegemony.A constitutional democracy though in unwritten terms and parliamentary democracy based on customs and convention and largest city London with population of 14m.followed by other major cities like Manchester,Liverpool,Glasgow,Birmingham and Leeds.Each country in the UK is governed by devolved system of government of which England the largest boasts of land area 130,373sq.km or 50,337sq.m bordered by Wales to the west with 20,767sq.km and

GREAT BRITAIN:MOTHER OF CIVILISATION.PART 1

We explore the world with the treatment of one of the three greatest countries in the history of mankind.Though we live in bipolar world a claim that can still be disputed,nevertheless the world according to the blogger ibikunle laniyan is run by V Shaped global powers with great britain, america and Russia.Russia and Ukraine war seemingly pitched the old allies against themselves threatening mankind with extinction.The blogger in this first edition examines checkered antecedence,of one of the V shaped holy imperial trinities,Great britain and the golden transition of her powerful evolution in the world stage,past revolution and current role in the 21st century.Finally,what contribution and impact will the emergence of new premiership make to usher in a new dawn especially in the much disputed brexit era. The United Kingdom of GreatBritainand Northern Ireland isa gigantic multinational complex ofone ofthe top three Vshaped holy imperial trinities and foundation for super sovereign countries of the

GREAT BRITAIN:MOTHER OF CIVILISATION.PART 4

footprints on the golden transition of mordern civilisation.A religious revolution ochestrated and advanced in england by anticlericals like John Wyclief was begun with the crash of Roman catholic into diverse sects like the puritants or protestants,humanists of the medieval.The revolutionary waves also swept through england and it succesfully transformed european culture between 1500-1800 until the age of enlightenment.With the treaty of union and acts of union a new checkered antecedence was begun led to the formation of United Kingdom.By 1707 the core ensembles of UK as a unified state,matured,came with the political mandates and culminated intothe union of scotland and england.This formed a unitary state called Great Britain.As Historian Simon Schama once said of the landmark transition:What began as a hostile merger would end by a full patnership in the most powerful going concern in the world'.Then he concluded'It was one of the most astonising transformations in european history.'By the dawn of 18th

JIM CROW.CHAPTER 60.ARMAGEDON.PART 1

Tom and brady are fond of discussion at the public park when they relax sometimes with their fellow collegiates and street colleagues.They strolled away from the waterfront stretched out on the promenades.As the night approached each discussant with journals,tattered and squeezed tabloids,tucked behind,slowly dispersed into different paths.They got home and headed into the library where they had internet facilities in addition to voluminous resources on the shelf mainly books,journals and bunch of tabloids and old newspapers scattered on the couchs.Tom sat on the edge of his seat as they bantered away the night,room lightnings radiating on their heads.Reflecting the day,brady burst into hysterical laughter,flung unbuttoned black swedeshoes against librarywall and reboundedto hit Tom's head'.christmas tree is on.Spare me please'Sorry pal.Now let me ask,do you agree with those guy Putin is a dictator?i know you always have a different side to every story.Perhaps it speaks volume why you did not utter a word.''

LOVE MAGNET.ACT 11 SCENE 1

Apollo:Man is like a bud in the winds,that flies away in its time and venus roses in the farmfields drop once to be picked by its angels that every love can be loved cherished as the scents of roses,for a damsel's worth the energy of her lovers only in the morning and the winds blow and the night cometh and rottened roses on farmfied beauty and scents dissipated and no one picks till the tide forlorn swingeth.Indeed bird of roses in the love magnet like the love itself when no one in the smothering fields its fallen roses gathered,flies away imponderables of the forlorn winds in dingy space before dusk.How do i know whom he that loves that my fallen roses be gathered in their prime?Roses in the farmfields are meant to be loved by their scent and when the scent is faded and evanesced who will love the roses from the netherland of the forlorn miles?It flies away with no clemency and the night that sleeps sloth it dire to wake it up.Neither does it have jubilant afternoons nor jubilant evenings.Tis true love is

LOVE MAGNET .ACT 11SCENE 1

Apollo:Shall we have no cupid in our bone that we may not love again for eternity? Lady Beatrice:Far be it. Apollo:Thy eyes shall melt me a crimson for a favour pelted from haven's thigh,when thou shalt blinks errily and spoilt me a pleasure when they tease me crotchety beyond my culpability. Lady Beatrice:What more,what less shall i offer thee my Prince charming?Barnished from my thirst my rapacious self till my courtship forever lives likes in thy heart?What more shall i offer thee than this dews of beetlebrows by innermost impulses,benediction flowing on my couch meshed away for acicular grimdeath with tenderness of heart?The world is brood broad with love and wide with love and those who care to love can lust for love and love forever.There is no enmity in the winds beyond the acrimony of heart.Apollo thy love from the Sun springeth,they love like the morning dew,never sleeps at night awakes all dawns andno sloth nor infidel of love could have it stolen even now in the most delirious canyon.

GREAT BRITAIN:FROM MOTHER OF CIVILISATION TO MOTHER OF DEINDUSTRIALISATION.PART 2

i prefer not to be cowed over something or anything i ve subscribed my volition or patronage or verdict to until i ve seen its effect dusted or manifested dancing nakedly its tophead beforemy eyes as the redagama lizard does.Little wonder i endorse the latin maxim'Eudere el credere-seen is believing'and you maybeforced to believehistory without an iotaofdoubt as in anotherlatin maxim,'Quo scripti scripti'-what is written is written and Quo scripti manti'-what is written remains.The english of the england and notbritain of the celts callsit'checkered antecedence'.When BorisJohnson took overNO.10.Downing street and scored overwhelming parliamentary majority the first of its kinds in 30years,methinks could have dusted seemingly unbreakable thactheriteandTony blair's long stretch decades at Downing street.Unfortunately,wewere all wrong when populistJohnsonwho couldn't control his cabinet over poor ethics and behavioural indiscretion,partying and clubbing was bootedoutand the unceremonious exit of the nation's most ibikunle laniyan.ibikabram@gmail.com

GREAT BRITAIN :FROM MOTHER OF INDUSTRIALISATION TO MOTHER OF DEINDUSTIALISATION .PART 1

Now in contrast to the first treatise,when we treat contemporary british history with much awe,in this edition,we examine the challenges of great britain in the post industrial society,moving from the glorious epoch as the mother of industrialisation and civilisation to the waning spectre of the inglorious era demoted as the mother of deindustrialisation a status bequeathed to her by once inferior nations,she civilised now grown mighty pushed her to the edge of the precipice a discarded world power.The writer observes how did this come about with out buffers to hedge our position and also the institutional role of premiership either by commision or omission or by contribution or by averting debacle over the last 235years period when Robert Peel introduced free trade and democracy was supplanted through the great reform act of 1832.Enjoy the reading.Economic growth and development requires time and affectionately ensures time investent do pay off when it's the least confidence that pays.Above,i all i prefer

JIM CROW.CHAPTER12.BLACKS BUILT WALL STREE.PAGE 7

hat bulshit man!''clownish Dave bellylaughing'They had fanfare moved to a treat at two mast brothers chocolate,snacks at Crif dogs,strolled Williamsburg bridge,Dave grabbed a pint of rooftop beer at Berry park,ate at Brooklyn bowl,from Beacon's closet to Shelter where they indulged themselves with good slices of pizza and from Hotel indigo to Hampton Inn Downtown,treated themselves to luxurious cocktails.They took grand view on Kimito Rooftop lunge,ate once again flavour dishes at Junior's restaurant explored Trendy Street of Dumbo and Snap,iconic picks from Washington street,strolled the pebblebeach with delicious food at Superfine,shopped until they dropped Fulton street mall.At Brooklyn roasting company like they did with starbucks,sipped new cups of coffee.Buzzed at Dekalb market hall,made a short visit to New York comprehensive museum,now once again walking the iconic brooklyn bridge.'You enjoy the treat?My brain bursted!What a picnic?''the city is quite expensivelike California.Cost of living very much

JIM CROW .CHAPTER 12.BLACKS BUILT WALL STREET.PAGE 8

much unwieldy.if you below a million dollars you cant enjoy this city,we ve spent 50,000dollars just for shopping hope the haulage company send my goods before forthnight.You must have above 3m.dollar to enjoy here''.And thus again was begun the beautiful narrative'Outside brooklyn,you must be fond of......''Whiteface mountain steps in Winnington won his adulation,intermittent sportish askance with David kicking stones into the river,against close object,for the boring but exciting filibusters,train whistles at distant bursting emasculating silence infraction.He knew he had to listen to the caucasian friend and also clownishly exploited his racial egocentric presence and pouring eulogy on the great without a dint of opulence,despite his profound tourist oriented mastery of beautiful places in the richest community on earth.'your mastery quite unusual even for tourist guide standard extremely high''Like i said i grew up here born here relocated to cleveland and returned within five years period.Last week,once

JIM CROW.CHAPTER 12 .BLACKS BUILT WALL STRET.PAGE 6

moved from Henry's downtown abode.Located on westernmost point of Long Island across east river from Manhattan.The Borough had 2.65m.people on a 180sq.km stretch of land.''i love the five best places in brooklyn'relaxed with hands at the back and Dave amused'Okay yarn me''Downtown's best area motivated my choice to live here.Pretty good specifically a nice play to stay for the first time visitor like you.Pretty cool spots.'he paused stroking his hair and varicose vein'And the next?''Williamsburg,too cold.If you travel north you'll see Greenpoint and in eastern part of brooklyn,you'll see large neighbourhood Bushwick a good location especially for nightlife.Now in the Brooklyn centre you go to fun places like Bedford Stuyvesant ornated with stone buildings''Shall we visit Williamsburg?''Sure what are friends for.''At Williamsburg,they treated themselves to assorted range of beers at the brewery and Dave was particularly fond of Jack Daniels popular whisky.''Why do ulove jack''It had black root''What!stopthat

JIM CROW.CHAPTER 12.BLACKS BUILT WALL STREET.PAGE5

station set against the wall.Henry was good in narratives and recalled his golden memoirs of these variagated spots of beautiful places he had visited in thirty five years in the neighbourhoods strolling the Brooklyn bridge.Bannerman castle at Polletel island,Newburgh did not escape his attention.He narrated the story of scottish immigrant,Brooklynite Francis Bannermann the events that shaped his business empire in early 1900s and how he expanded in the Hudson Island as the army surplus grew rapidly with the construction of a Castle to store extra inventory alongside residential castle for comfort.It was abandoned in 1920,two years after his death,left in ruins aftermath of gunpowder explosion and a couple of bad incidents.The charmingly dilapidated castle accessible only by a New York metro north.They had a mouthful of pleasures and entertainment at Brooklyn before they moved on farthest into the city.They left best hotel in brooklyn,one of the coldest places in america,a four star Henry Norman hotel,as they

JIM CROW.CHAPTER 12.BLACK BUILT WALL STREET PAGE 4

black supremacist?''what did you just say black supremacist?''You guys did that too with Tuskegee''So you knew much about Tuskegites too?What did they do?''none of my business.See the most beautiful places in the world and die''There were on the promenade on the tracks,long walks and attracted to thousands of miles of hiking rails,he had read about now live exploration of the city including electronic views on their ipads and iphones.Sheep's Meadow had great attraction to catch up with lovers and friends,new jollies specifically on sunny Sunday afternoon though are places not too much exposed to the radar.Dave hid his hand on the pocket strolled behind Henry like tourist guide,beamed searchlights into magnificent places that made the city thick.Triphammer Falls at Cornell endeared students on their way to class and potential tourists with grand view passing of 55foot waterfalls.Ideally located at the heart of Ithaca campus,comprised of two drops and the base of the falls accented by a jettisoned powerstatio

JIM CROW.CHAPTER 3.BLACKS BUILT WALL STREET.PAGE3

much earlier arrangement.He traveled the interstate from Tuskegee to Michigan and later the kittenish fellow,exploited the interstice and responded to the friend invitation,a native of Queens and Bronklyn whose caucasian parent migrated from Cleveland to the City.Fed to a superlative meal and next day,sequel to the envisaged promenades,bantered about career and then randomly women and wine.Attic door opened by the hidden mechanism of electric button they eased themselves outdoor into the klieglight of adventure."Waow this is New York popular brooklyn,i couldnt believe my eyes,we landed at J.F.K against my daddy's pleadings?''he covered his mouth and kicked the heavens as if he succeeded in the revenge.'What did he say about New York?A lot of misgivings right?''i wouldnt say much now.He said is a babylon a very dangerous place i shouldnt visit.He warned should i rebeled against his command,he will disowned me.''Disowned you?What a grievious threat for a 27 to 28 plus yr grown up at college?He must be crazy

JIM CROW.CHAPTER 12 BLACKS BUILT WALL STREE.PAGE2

knew he was being rash from the bottom of his heart and plunged into ghost hunt of fellow friend.A month of invitation declined since proposition wasnt exactly ideal to make the trip in the ignorance of the guest visit by august visitor.He landed at J.F.Kennedy,coming from michigan and hurriedly put a call to the admiration of the friend who responded too in record speed.In the winter had plans to go skiing and visit most beautiful places in New York.Not so much enthusiastic with the most visible part of the city, skyscrapers'gargantuan global influence a signature brand in the state.Not aware it was also home to a vast stretch of glamourous mountain ranges,when consideration is given to the intimidating evidence of manmade and nature's masterpieces of cascading waterfalls,spectacular gardens and beautiful museums that trailed voluminous landmark terraces and uncommon traits that distinguished the city and could rival similar spots and ranges in Europe.Finally,he made the trip in the autumn against earlier

JIM CROW.CHAPTER 12.BLACKS BUILT WALL STREET.PAGE 1

The previous day was a picture postcard an ideal period to take trip to New York and heypresto David's motive changed upon swallow of a morsel subsequently mooched and grouched himself in a motley of consideration for the new day.Woke earnestly,rushed to the shower and the steam swirled,misting the mirror,the window,panting in the jacuzzi,clouding the pale but vibrant morn with the traveling zeal.David paced off the scanty purple bathroom,holding breath close with admiration for the much belated trip.Enveloped with light,rapid breathing,tremulous and quixotic,shaved beard in record speed,put on knickerbockers,with street knickknacks,from neck to hands and bespoke shirt,for the trip,stroking his soft dark loose hair falling slowly at the back,a much cherished ponytail,like rastaman,gazed wall clock,stairs creaked under his feet,from floorboards,closer to white door swung open for rush of cool air.Knapsack flung at his back,kibboshed kneejerk procrastination,paced the kerbstone headed for the station.Dave knew

PRICE TIME THEORY.PART 8

or time price movement or time inflation or better examine the time theory of inflation and social analysis.Time market is the most untapped unconventional market in the world yet every activity is denominated by time and all markets interwoven to it.Cultural market,gross domestic product including forex,cryptos,digital\internet economy,non gross domestic,world total assets, aggregate social activity and total worth of planets land,water,air,forest,species etc measured by a given period's timeline prices equal to aggregate time prices(ATP).We divide time into two eternal time which we have no immediate answer but for fugacious time prices or passing time prices ATP,we attempt its timeline prices evaluation.ATP equals to Time extra GDP or time consolidated GAP.Time prices profit immensely from time trading and the trader's language could be proven advantage in the timing of time trade by time investors.We use binaries,to time trade,floating trade,Ixit and exit points,balance,equity,value,routing,using leverage

PRICE TIME THEORY.PART 7

n the abraham time theory the two main directions for the timeline movements:both the upswing and downswing and both of median swing could be correction point of resistance to change impulses in early backward reverse otherwise late backward reverse happens at bottom swings.We indicate on the recyclical renewal profit chart how many times repeat its fixed timeline tradition,gauging time turnover between upswing and bottom median upswing.Time trading in the consolidating pattern draws objective and subjective references to every angle,from square,rectange to paralellogram etc as price time movement patterns of reproducing profit operation if possible even in the most sanguine manner.Should we apply non market chart,there is no risk of lossing,neither of overtrading and revenge trading nor of lack of stop loss use,mono strategy and putting eggs in one basket.Generally in the time analysis,technical analysis with the charts better comprehended with macroeconomic analysis that is when applied to prices and time

PRICE TIME THEORY.PART 7

n the abraham time theory the two main directions for the timeline movements:both the upswing and downswing and both of median swing could be correction point of resistance to change impulses in early backward reverse otherwise late backward reverse happens at bottom swings.We indicate on the recyclical renewal profit chart how many times repeat its fixed timeline tradition,gauging time turnover between upswing and bottom median upswing.Time trading in the consolidating pattern draws objective and subjective references to every angle,from square,rectange to paralellogram etc as price time movement patterns of reproducing profit operation if possible even in the most sanguine manner.Should we apply non market chart,there is no risk of lossing,neither of overtrading and revenge trading nor of lack of stop loss use,mono strategy and putting eggs in one basket.Generally in the time analysis,technical analysis with the charts better comprehended with macroeconomic analysis that is when applied to prices and time

price time theory.part 6

Price time volatility index.In the former and latter,market and market rational forces deployed and now in the timeline controverse barchart(TCB),we juxtapose and extrapolate two methods together in addition to price time profit movement to indicate difference between low or opening time price and high or closing time price.High as upswing depicts profit operation as white and low as bottom swing or as loss operation and the gap is TCB constant,environment of median pendulum.Whereas swings between median swings'central 20percentiles of the median pendums and that radius movement or used to indicate the price time volatility.The rational entry point of each traders sellers or buyers or bullish and bears the low point to the rational exit point often at bottom of median pendulum depending on the traders choice of market position also shown on the charts.On top of median pendulum,is bottom upswing and beneath it median bottom.Timeline movement is the main direction of time price on a specific timeline.Specific

PRICE TIME THEORY.PART 5

in price time charting,time analysts then use these time data prices to create charts,to interpret trading signals,forecast price time evolution and interprete trading signals for specific and general type of trading for price time investment,with time frames for setting opening and closing time prices for standard speculation.Short position,median position and long term position by time speculators depending on the volume and value can be much more profitable than any known market.Time price adjustment can be made to make analysis better,achieve better signals,time forecasting and robust planning.Timeline chart is the first chart done in backward historical auditing or price time historical retrogression.This subsequently portrays graphical evidence on timeline bar chart to indicate upswing,median swing and bottom swing and pattern is fixed by nature when we apply market rational forces of change ecosystem indicators.This contrast market based timeline barchart functioning with volatility or links with time

PRICE TIME THEORY.PART4

price movement.With understanding of time trading,we shall have identifiable free time market economy and profit immensely according to standard and nonstandard rules of engagement.Historiocists and historiographers,in deployment of time theory are better technicians in the application of time data to safer investment.Market time price is the way at which time investors trade and never loss be it performed against time inflation hedges or not,sure of break even.It reflects all relevant information with accurate analysis of time price securities trading pattern in every format possible.The time anaysis can be universally accepted and versatile too and although we apply market forces to price time theory,true time theory is not driven by man made market forces but by nature's market forces that is market rational forces subject to time movement rate as tied by change ecosystem indicators.With such data,we can undertake price time action analysis for possible time price investment.Taking a look at timeline data,

PRICE TIME THEORY.PART 3

prices or price movement.This gives us time financial freedom and when we apply itto prices,a component subtheory price time theory emerges applicable to its own technical analysis.This time analysis is a security time instrument analysis methodology for forecasting the time movement direction of prices,through the time forward,median and backward analysis derived in the study of past time data series in terms of volume of time prices and price related time movements.Timologistsor time economists or timonomists working the theories and timicians or time technicians using time charts and price time charts search for chart patterns and movement strategies of time prices,against change ecosystem indicators(of probability,possibility and fatality)to measure time development.These are time development growth indicators shown on time charts or time price charts.One of the fundamental principles of time technical analysis is that time traders must understand market time that reflects thorough or accurate time price

PRICE TIME THEORY PART 2

n a given allocated markets specific and general market is now measured by time volatility index tied to a given price change to measure time inflation and movement rate.You measure time inflation by time movement rate on the volatility index.By applying this routine we measure periodical and constant time volatility indices to avoid time movement risk such as bubble burst,losses,debt,market crash and insure technical operation against this myriad of inherent market risk.Organically to understand time investment market,we should master time trading techniques for a profitable operation and we can reduce market risk,operation risk,credit risk,systemic risk based on volatility risk of time movement to the barest minimum.Volatility risk also known as timeline investment risk and understanding this time risk prevention is a potent force for the mastery of time trading.We know time is money and we use it indirectly but we can use that logic directly by understanding time trading under time theory applied to price

PRICE TIMETHEORY.PART 1

Price time theory is the time theory of prices and makes easier reading the profitability projection of market investors.I was reading through the book written by Razvan M. Mihai a forex analyst drawing analysis into profitable forex investment operation,the idea of price time theory came to mind and quite the simplest approach to study profitable charts investment analysis.It says that charts that govern forex,stocks,bitcoin\crypto and tradable financial instruments behave to time and is driven by aggregate time investment.Time determines the movement of market impulses and performances as they swing up and down in the time investment charts and by understanding time market movement indices,we better evaluate all other movable and immovable charts on time movement charts as the case maybe in a given time curves.Time movement chart of all markets otherwise also known as time investment chart is upper swings and bottom swings,so two pendulums is measured by median pendulum or equilibrium pendulum.Then time is

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to him for founding your college.''my Tuskegee!Dad am going to write a book about my college when i graduate`'That's my boy and you have all the help,you can count on me'.'You said the white supremacists tried to divert attention...''Yeah tried to dissipate his energy and so they hired Du Bois.''You mean whitefolks hired Du bois?''Of course they did.He was hired to oppose him everywhere he went''Do you have evidence?''listen to your father.dont be funny boy.He was not only hired but also exploited and deceived to form two groups NAACP and the urban legue.They were scared by his ideology of economic self improvement and survival.And so they deployed him as mercenary to frustrate his effort at the promotion of black empowerment and community self help.To debate him and destroyed many of his negro leagues he founded like Durnham,Greenwood,Tulsa,Ok etc.Go and read how black wall streets was burned down at greenwood.''Uhmmm...burnt down?''Yeah.He preached selfreliance,pioneer and father of black reconstructionist

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Booker's ideology was timeless and radiance glows as the sun.''uhmm....''of course still unprecedented and all others including MLKJ were black enemies etc.''MLK...j..who?''Martin luther and that was why they civil right activists couldnt produce a president.''and what about barrack''Barrack was an outsider not the protege of mainstream civil right activists in america.''Dad....you have eyes for details.thump up''and he became his greatest disciple''a distant one at that''Yea,you know he started at the community.Peopl are watching you you dont know?''Booker!'checking his photos and a copy of his book Up from Slavery.'He was selfless and original and whitesupremacists were uncomfortable with the teaching of West Virginian and they made effort to divert attention from his teaching still relevant to today's challenges.Born in the 19th century,teaching structured in the 20th century,still applicable to the 21st century.A promenade to the Hampston University,trodded hundred of miles away to educate himself.Kudos

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we haven't seen any different yet nor any of the....''Barack became president right?Any hard feeling?''Plenty of acrimony gallivant in black communities.Elusive political freedom as well as economic freedom.Dont you get it?Have i not make my point clear?How many times would i repeat myself.They lost over a million acres of farms and most of that loss came in the 1950s.Thanks to the evil of that crusade of racial intergration.You see civil right movement was a malediction on economic freedom''You have a considerable leverage but asides segregation in transport,schools and a host of that blacks were been murdered,lynching was popular and brutal repression of slaves common occurrence.''understood.''Disciples of Booker should have known better and not abandon economic freedom aspect of Booker's reconstructionist ideology.U.S.Department of agriculture still heavily discriminated against blacks since 1930.In a hearing review of the state of Black farmers in america by the committee in agriculture in the house of

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And the case of Martin Luther king Jnr?''i read an essay'Booker T Washington vs.Martin Luther King jnr'that though both lived at different times,he was much more succesful than Booker T Washington during his lifetime''And you think otherwise Dad?Why do you often have contrarian views on almost every discussion with people?''because people in most cases superficial and irrational.How could you be greater than your master?It rarely happens where leadership spirit quite unforgiven and tolerant.None was greater than Booker excerpt Barack Obama.One,he died young and two,do you read history in forward analysis or by backward analytical evaluation when benchmarked by cultural expedition and erudite extrapolation of proven historical timeline?We judge history by the history of historical timeline extrapolation and not by a single lifetime.They squandered their times,black freedom movement and fought for elusive political freedom contrary to Booker's prediction.With the exit of obama presidency and Biden emergency.We

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sweater over his beanpole.David blew the smile further as he narrated Fard's heresies.'he created the first man 66trillion years ago when the world was ruled by 24 scientists and a rogue scientist gave birth to white race and...''gave birth?or created?''all of the above.''nope two different phrases or verbs?''the rogue race was given dominion for 6,000years and blacks to take over in 20th century.''You know was born in 1897 in rural Georgia.''Does it make sense to create that impression,he was a disciple of Booker when indeed he fled to the north too.''Yeah,but he adopted same method Booker deployed for black freedom.Nevertheless did have a tolerant or forgiving spirit like Booker.Agreed X was too boisterous but shouldnt have been murdered that way''well spoken''Had Booker murdered Dubois for pulling out to form NAACP,it could have been nemesis of great civil right movement that later took the world by storm in 50s and 60s.He showed liberal leadership quality and thrived in the face of opposition from hisown

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Of black hope.''The murder of malcolm x right?''yeah''i knew that story and i did a write up on that.Obviously,the clash between the two guys was sparked by adulteries Daddy.''far in between.''X was probably too vociferous chap.Dont you think so?''Elijah had no tolerant spirit.After all,he was not the original founder of Nation Of Islam.Learn to tolerate people like Booker Taliafero''Fard William did''yea after 1930when travelling silk seller founded the first mosque in Detroit ghetto by 1934 had vammoosed and we never since knew his whereabout before elijah poole one of his disciples emerged as the leader.''i read about Fard's peculiar ideology''you did boy sound ludicrous.Yarn me pls.''He came from mecca and proclaimed a variant of islam.He said God was black...'Joe rolled into another of laughter,cuddling two books behind and clutching his eastern shelf.David sat down on the ottoman,his long blonde hair blown away by breeze sauntering through the window pane and adjusted dark sunglasses and black velvet

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And Garvey?''He was the only prominent disciple of Booker T Washington of first generation black reconstructionist movement.Kudo goes to him.Unlike Booker's transitory equal right proposition which heavily campaigned in favour of separate but equal,Garvey as a visionary of global black entrepreneurship,took a radical stand that blacks would never be accepted as equals to white in United States.Migration did not work,but african americans boldly rejected it.''How did he die?''He was simply deported back to Jamaica his birthplace where later died.''Why?''Because he was arrested and accused of unsubstantiated fraud still sentenced to prison.I supposed president calvin coolidge released him in 1927 and was later deported back to jamaica and died in 1940.''uhmmm....''So,no advocate of first generation black reconstructionists of first class extraction''Yea,practically none.It could have been Elijah Muhammed who adopted similar method but with the way Malcolm X was murdered showed him an unforgiving messenger of

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But according to one college don,he says Dubois did not oppose him and offered addendum.Self improvement is good but should not at the expense of denial of full citizenship right''ur don is a caucasian.dont you get it?white supremacists?'he blasted angrily'oh yeah you re right''Everywhere he goes,he goes there to oppose him.Booker was secretly sponsoring legislation in that regard.''Booker the Washington''And you know inspite of drawbacks,he succesfully laid foundation for the few black american economic and political freedom success they ve had since black reconstructionism was begun.Forget about Dubois who was able to deceive almost all black leaders that came after him excluding Marcus Garvey and Elijah Muhammed etc.''Including great Martin Luther king jnr?''Yea i considered them fools with sheep clothing,a reckless pawn in the hands of white supremacists and worsened the plights of our people.They couldnt think out of the box.He later challenged NAACP direction and support Washington posthumously.''And

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education!education!`'yea he gave them education.The battle for black leadership preeminence is split between Washington,Dubois and Marcus Garvey and unarguably Washington singlehandedly took the preeminence''You call others black enemies?''They were only making a name for themselves whereas their people deceived by white supremacy and great migration suffered untold hardship with no relief in sight.In the proposition,he argues that black americans should first improve themselves through education and that is the only way to close gap for racial equality.He massively campaigned for education and entrepreneurship or business ownership.That equal rights would naturally come later.The question is:Was Du bois ever rational to oppose such a saviour taking his people to a promiseland?He did not offer any palliative whatsoever beyond the two legged frontiers of Washington's egalitarian ideology.Du Bois had psychiatric challenge and possibly endorsed vulgar lifestyle and suffocated by psychological trauma of hate.

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Wisconsin Frontier-1740-1866.It explores racebased,abolition and black settlement how they shape race relation in midwest region We just have to be very careful with the ways and method through which we pierce history.''Dad what solution did Booker T Washington propose for black freedom and why did his disciples oppose him?i dont know much about him until you raised that story.But i' ve heard that story several times.''we ve discussed the abolitionist era with your mother and you were in college.Black abolitionism started with Olaudah Equiano and Crispus attucks and abolitionism in general ended with Frederick Douglas who mooted emancipation initiative of 1863 and the executor Abraham Lincoln at the end of civil war.After that the era of black reconstructionism was begun by Booker T Washington and the best legacy he left behind,he gave them education.And education is light.He showed them light and lead by the light''uhmm...'Was there any rationality whatsoever in those who opposed the giver of light?So those who opposed were simply nothing but the enemy of black people.Almost all the leader that came were the enemy of blacks and they

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Get this book too'as Dave rose up to collect the book from him'Beryl Salter wrote the book'turned it up to read it'Family Properties:How the Struggle Over Race and Real Estate Transformed Chicago and Urban America.Due to their equalitarian propensity for racial intergration,major northern cities drew up purposefully ridiculous racist policies with aim to exploit positive thinking and aspiring african americans in the region.Many were laid back made homeless through govt.sponsored predatory lending,impoverished thousands of blacks owning homes.Beryl exposes racist manipulators who fleeced last resort contract buying depressed new black residents'arrival in the west side chicago vicinity of lawndale made vulnerable and treated with redlining to cart away penury.':Dark Work:The Business of Slavery in Rhode Island exposes impact of northern slavery.Christy Clark Pujara tells the colonial slavery period till the dawn of american civil war.She works on another book.From Slavery to Suffrage:Black on the Wisconsin

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Organising Tradition and the Mississipi Freedom Struggle,you would find out most of the civil rights movement spade work actually took place in rural counties and small towns that fought segregation even more than Birmingham.Student nonviolent coordinating committee(SNCC)dominated headlines.Did the author not beautifully capture the vehement fight that was later in subsequent memoirs fade into obscurity including memories of it audacity?U dont have evidence that the grew richer in the north than i do.''far better than the repressive southern ghettos''where they already had millions of farmer.Go read this book by Manning Marable entitled: Malcolm X:A Life of Reinvention.The book exposes southern black repression and infact better captured the often bitter anger of blacks trapped in the contraption of exploitative northern ghettos as narrated by orator Malcolm x himself a runaway of nation of islam sect who broke away in 1964.Does it make sense to advocate for human equality.He died for nothing like M.L.jnr.

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Ochestrated by Rosa park's resistance and broke out with 1963 Birmingham protest stained with police violence and peaked 1965 Selma clashed with seared presidential ambivalence led to what?''voting right act enactment.''Good!3 alabama cities stole the show and cornerstones of that melodramatic decade''1955-56.''exactly?Did we achieve better?''YEAH''nope''you think so?''poor verdict!u cited obama's presidency?one man benefits?is that political freedom?They put their egg in one basket and place their bet only on elusive political freedom and jettisoned black fight for economic freedom.They all wanted to make names like Washington''including i have a dream?''Which dream?''of course obama's dream''you re right,he fought for equality in all ramification yet they neglect the two legs of a rational human mind.''uhmm...u re too deep more than my college don.''whereas if you noticed the success of so called civil right movement fable,according to the book by Charles M.Payne'I ve Got the Light of Freedom:The Organising

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Dont forget frederick Douglas alongside A.Lincolm became the last generation of abolitionist movement.infact in my book i called two abolitionists in american history.When civil war ended,abolitionism ended and a new generation of black freedom fighters began when reconstruction(1867-1874) era in america was begun.During the same period black reconstructionist movement solely oriented toward black freedom also started populated by freedom fighters and civil right activists and it was led by Washington.Had they maintained the structure he gave them black communities ought by now become the richest communities in america.Unfortunately,they were deceived by Du Bois disciples and their land taken away from.''Dont get me wrong o.when washington was born,certainly met segregation in the country but decided to exploit its merit and got a public ovation.By the time of alabama riot the black southern mass action against was begun in Montgomery with 1955-56 bus boycott that catapulted M.L.King jnr to national fame,and

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to create a solid foundation toward black economic freedom.He was the first and the only black american equivalent to Alexander Hamilton or you could call him black hamilton to argue without economic freedom capitalism and entrepreneurship,there could be not political freedom.After Du Bois and his disciples,rebeled against the two legged ideology''and the two legged?''one legged focuses on economic freedom building schools and industrial training centers constitutes 60%of his intellectual efforts and the rest sponsorship of litigation such as voting rights and creating platform for transitory erudition of political freedom.So he also indirectly influenced civil right movement.Now with the abandonment of Washington's two legged broad based ideology they have dissipated energy on legged ideology of NAACP and Dubois shallowed disciples of 2nd generation black reconstructionists movement like malcolm x,elijah muhammed,james baldwin and even martin luther king jnr.See,how he was murdered and labelled a communist.

THE END OF A GLORIOUS ERA;A NEW KING EMERGES IN ENGLAND

THE WORLD GREATEST MONARCH EVER AND LONGEST SERVING LEADER EVER AND THE GREATEST PERSON THAT EVER LIVED DIES AT 96 AS NEW KING EMERGES IN ENGLAND It was bedtime i was already fast asleep until a call woke me up.My brother ran up to my room to inform me of my sister's blunt refusal to help me change my wasaap password and recover my account from hacker due to the fact that my best friend stole my biggest Ipad.She advised me to inform the police about the theft,that they would track him down and recover my phone back.I was reluctant but then i had to agree to the suggestion.My brother also gave some change for use the next day which i promptly rejected,stood up and return 1 thousand notes in protest that it was inadequate to run around.As i flung the note at him adjacent to his room and rushed back in anger to my bedroom,my junior brother again called my attention to breaking news that'' Queen dies at 96''.A beg dont disturb me.It's night time''Then he pestered me again''did you hear what i just said?''What is it leave me alone?''He raised his voice a notch''kunle queen of england dies''wait a minute!You said queen dies?''Yes queen dies at 96!''I've i've just read the Firm's news earlier in the day and then i could recall so quickly still wondering why all the Royals rushed or fled to Balmoral the Queen's retreat.With this breaking news scales in my eyes fell off to realise they saw death coming and were briefed accordingly to hang around and possibly pay their last respect or tribute to supposedly the oldest monarch ever and possibly the greatest monarch and leader since the death of Jesus Christ over 2,000years ago.The world largest landowner and landlord controlling 46million square kilometre of landmass a quarter of world total landmass and head of state of 32 countries dies at 96.Three factors methinks could be aduced and attributed to the death of the most powerful person ever in the world after God above.First covid19 infection and post covid19 trauma hangovers that affected Prince Philip and later Queen plus her incapability to outlive the survival period and the weary exhaustion of senility played a solid role in the death of the world greatest monarch The third reason could be inconsequential andthe marriage ofblack woman Meghan Markle to Prince Harry could be instrumental but that is a child play boy.She couldnt survive covid 19 trauma sources of death could not be truly ascertained besides the pressure of senility. The world greates tribune and most influential human person the world ever seen.With this briefing,quickly to Balmoral Castle,the rapturous motion of airplane and speeding Range Rovers,buried their emerging differences and brought her four children Prince Charles now king Charles 111 rose to stardom from being the world longest serving monarch in waiting,supported by queen consort Camilla Parker Bowles.Other children include Prince Andrew,Prince Edward and Princess Anne followed by the procession of grandchildren Prince William now Prince of Wales,heir to the throne and followed by Prince Harry.In the next ten days,the Queen's coffin lie in rest and then proceeds to London,where it will be processed into Westminister Hall from Bukhingham palace to lie in a raised box called Catafalque.Dignitaries,VIPs and luminaries will then pay their tributes and last respects prior to state burial sept.18.Meanwhile the meeting of the Accension council headed by the leader of the house of common and with a Proclamation now announcing Prince

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you still refer to great migration again?''The success of great migration accelerated popular demand for Du Bois ideology of 2nd generation black reconstructionist movement.I would not exonerate Kluger book of simple justice.''He talks about U.S.Supreme court 1954's unanimous court decision striking down racial schools.I still dont get it?''Dont you know blacks were stripped of many assets and bedevilled with monumental losses inspite of civil right movement boom.''when they grew much wealthier.Like seriously what?''Becos they signed the dotted lines blindly,they lost almost a million farms from Tennesee to Missisipi river and till date havent been recovered.'Kruger book methinks is a Iandmark in black civil right movement stopped racially segregated schooling to pave way for emerging black freedom across south.Brown cases was basically five cases in total extracted from several locals.The author did a research masterpiece and exhumed copious details from local roots black communities like Clarendon County.

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you still refer to great migration again?''The success of great migration accelerated popular demand for Du Bois ideology of 2nd generation black reconstructionist movement.I would not exonerate Kluger book of simple justice.''He talks about U.S.Supreme court 1954's unanimous court decision striking down racial schools.I still dont get it?''Dont you know blacks were stripped of many assets and bedevilled with monumental losses inspite of civil right movement boom.''when they grew much wealthier.Like seriously what?''Becos they signed the dotted lines blindly,they lost almost a million farms from Tennesee to Missisipi river and till date havent been recovered.'Kruger book methinks is a Iandmark in black civil right movement stopped racially segregated schooling to pave way for emerging black freedom across south.Brown cases was basically five cases in total extracted from several locals.The author did a research masterpiece and exhumed copious details from local roots black communities like Clarendon County.

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at least 4 or 5 presidents of america,controls at least 10percent of american wealth and should have equivalent proportion in every trade union,every industry and every national institution and nongovernmental organisation.That should be strategic vision of Obama generation and should they fail united states of america should be divided.''what if the division introduces lethargy into black drive toward economic freedom like what you have in africa?''you do not have a point there my collegiate boy.''i do Dad.They wouldnt have achievedanything with no stiff resistance from whitefolks.Dont you get it Dad?iron sharpens iron and resistance bynatural law sharpens or glorifies gravity.''Which achievement are you talking about?They shot themself in the foot with great migration''Then what do you expect a suffocated element should do entirely in this case?To look for relief which was found in wealthier north.Does it make sense to oppose the great migration?Where exactly did you think they shot themselves in the foot?

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United we stand ''but blacks since the emergence of defeatist NAACP has never been united''And you think so?''Boy i take uncommon assesment of black leadership and their lack of coherent ideology and why they couldnt produce a mainstream civil right activist or NAACP insider to become american president.''and how would classify barack?''Barrack was more or less one blood in abolitionist movement and another foot black segrationist movement and third foot in 2nd generation reconstructionist movement led by Du Bois and also singlehandedly pioneered the third generation black reconstructionist movement that preaches total black freedom''Obviously i dont understand Dad and what you re talking about,you probably has the best black theory of history in living history.Now if i may ask again:how will you define total freedom?''that is full freedom encompasses equal access to great charter of liberty in terms of equal political,economic and social freedom like their white counterpart and should have produced at least

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We have known 'audacity of hope and dream from my father'to Becoming by Michelle Obama''Dad,i saw this book in your bedroom just came back from college:South to America:A Journey Below the Mason-Dixon to Understand the Soul of a Nation by Imani Perry.''Oh that gift for 50th birthday.A fellow don was impressed by the book club we founded at Tuskegee and responded with this collection''Tuskegee has given you identity wont you tell the world this unique story and when?'My boy first thing first?''and what is that if i may ask''understand these books first that is how to tell your Tuskegee''hmmm...'Were i to tell my story,i will the United states to be if the 3rd generation black reconstructionists that should emerge after exit of obama presidency fail to intergrate blacks into mainstream america!'he dropped the bombshell''what?'mouthagape.'yea,better blacks should move to south forming the united states of southern america and whites should stay in the north as citizens of the united states of northern america.'